A leading US fintech serving 8,000 banks and credit unions needed a modern real-time payments platform to replace slow, costly legacy systems. Aspire Systems built a secure RTP solution using The Clearing House network, IBM MQ for resilient message queuing, and digital signatures for transaction integrity. The platform provided end-to-end visibility, real-time alerts, and core services like send, receive, request payments, and refunds. Benefits included instant settlements improving cash flow, enhanced transparency, scalable performance under peak loads, reduced fraud risk and costs, and improved onboarding with proactive notifications.

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