This financial services organization increasingly relies on APIs to deliver core products and services, extending beyond standard FDX-based money movement and aggregator integrations. APIs have become primary application components, but when exposed publicly—intentionally or accidentally—they introduce security risks such as regulatory compliance issues, sensitive data exposure, business logic abuse, and automated bot attacks. The company uses a distributed development approach, with multiple business groups publishing APIs in parallel, supported by a well-defined process to maintain compliance and security across its ecosystem.

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